I know there have been a few threads lately about car accidents, but I've got to add another one. Last week, my dh was in an accident. He was on his way home from work. He checked his blind spot, and when he looked forward again, the car in front of him had stopped. He tried to stop, but didn't have enough room. No one was hurt. There was very little damage done to the other car, but ours needs a few thousand dollars of work. Today, dh was filling out some papers the other person's ins. company sent us. There were some really strange questions like "What's your work schedule", "Where were you coming from", and "Where were you going?" Why is it any of there business where he was coming from, or where he was going? That's none of their business as far as I'm concerned. I told dh he should call them. There's no reason for him to have to answer questions like that. The answers don't have anything to do with the accident or why it happened. He said he'll call, but I doubt he will. He's not big on confrontation & will most likely just fill it out & send it in. I would call. I would tell them that I refuse to answer any questions that aren't directly related to the accident or my ins coverage. That's all they need to know. I would have no problem telling them that where I was coming from or going to has no bearing on the accident & therefore, is none of their d*** business. It kind of bugs me that dh didn't call. Whenever he puts something off like this, it's because he doesn't really want to do it. I'm half tempted to call them myself, just because I doubt he will. To add to the frustration, our car is going into the shop next Monday. Tuesday is 4H, & I'll have no way to get there. So, now I get to call around & see if I can find someone who can possibly give us a ride or let me borrow their car. I know I could get my MIL to give us a ride, but she lives in another town. I really don't want to have her drive 30-45min to pick us up, then have her sit there with nothing to do for 1 1/2hrs, so she can take us home & drive 30-45min back to her house. I'm just so frustrated with the whole situation. My dh feels bad & is blaming himself. He feels guilty that this accident is causing me extra stress. He's been worried about me lately anyway, & I don't think the extra stress is helping that. I don't think he realizes that his reluctance to call the ins company is adding to my frustration. I don't really want to tell him because that would just make him feel worse. I'm sure if I told him, he'd go ahead & call, just to keep me from being more frustrated. However, if I did that, I would feel like I had manipulated him into calling & I don't want to do that. I just can't wait until this whole thing is done & behind us
What's going on with all these accidents? We didn't have one, but had to have work done on our van (which thankfully was under warranty)! Which means they gave me a rental car. I was a nervous wreck about driving it (it was co-op day, so it was REALLY needed!). Personally I would answer the questions. While they had no bearing in his case, the COULD be relevant. I mean, can you see someone writing down, "I was just coming home from the bar when...." lol!!! Or you could have been going somewhere that would have put you in a hurry or something. Leaving it blank may make them wonder if you were trying to hide something relevant. Am glad no one was hurt!!! Is it possible for you to drive him to work on 4-H day?
We only have the one car right now. Well, we do have a second caar, but it's not road ready & we still need to do plates & title for it. So, he'll be getting a ride from a co-worker. As for the questions, I do see your point. The thing is, all that info is in the accident report, which both ins companies get a copy of. I just want him to call & ask why they need that info. If they can give a logical reason, I won't have a problem with it.I would call & tell them it's none of their business & I wasn't going to answer, but I just want him to ask why they want it.
Sorry that happened. Insurance companies always ask extra questions for their own information and I would assume cooperating would be necessary. If you didn't cooperate they would assume you are hiding something.
I think the questions are reasonable: what is your work schedule:......... how many people are late for work and drive wrecklessly? where were you going: ........ I think you might drive diferently if you are going to say the grocery store compared to see a dying parent in the hospital. where were you coming from:........ were you coming from a bar or a party?? not saying that any of these apply to your husband or his accident...... just I think they are typical questions to figure out if the person that caused the accident had any reason to be driving recklessly.
